Hudson Murphy
Mortgage Branch Sales Manager | NMLS# 289230
At Luminate Bank, our mission is to unlock people's full potential through finances and provide them with clarity at every step of the way. Hudson makes lending approachable by bringing transparency and consistency to every part of the financial world. Having been in the mortgage business for several years, Hudson loves guiding people to decisions that they feel are in their best interest. Whether you’re looking for a local mortgage lender near Burnsville, MN or in another state entirely, Hudson and Luminate are ready to help!

“Hudson gave some great advice and help me understand the process of buying a new home after 34 years in my first home. Hudson is great at doing his job. Hodson from both me and Julie thank you for your service and hard work.”
David G
Forest Lake, MN
“Hudson made the mortgage process very easy. He was very flexible and streamlined the process. Hudson is very knowledgeable with USDA mortgages and credit."
Jake S
Lonsdale, MN
“Hudson very helpful through the whole process. He was very good at explaining things and helping with any paperwork. He is down to earth and straight forward."
Erzsebet A
Shakopee, MN
We have a variety of mortgage resources, tools, and videos to help you along the way!
The Mortgage Process
Getting a loan shouldn't feel like it's you against the world. Hudson and his team work hard to share their knowledge and find the right loan for you. When you're ready to buy, we're ready to help.
Payment Calculator
How much will your mortgage be? How much can you save if you refinance? These are common questions. Check out our online calculators to crunch the numbers and see for yourself.
Find the Right Loan
Whether you're a first-time home buyer, looking for a construction loan, trying to refinance, or have another unique situation, we’re here to understand and get you into the home of your dreams.
Homebuyers Guide
Are you still unsure where to start? Or maybe you want to know more about some of the next steps and details in the home loan process? Our free buyer’s guide might be the solution that you're looking for!
Recognitions

Super Mortgage Professional
Named by Twin Cities Magazine
Since 2007

Top 1% Mortgage Originator
Scottsman Guide | 2016, 2017, 2020 & 2021

Top Producer
Circle of Excellence Member since 2017
Our professional team is here to help you with any questions or concerns.
Want your free guide to our mortgage loan process?
The mortgage loan process can seem complex. Luminate and Hudson Murphy want to ensure you feel educated as you move through the process. This resource packet will outline the steps you will take with Luminate as you work towards your mortgage loan.
And the best part? It's free for you to download any time! Simply input your info below to get access.