Meet Our Team

"Hudson and his team were great to work with and made our experience very pleasant. There was a continuous 2-way communication flow throughout the entire process and we felt that our needs and best interest were kept in mind at all times."

Hudson Murphy

Branch Sales Manager

I have been in the mortgage business for years and have over 212 reviews. I love working with people and helping them with their goals! In my spare time, I love to hang out with my children. I also enjoy being on the lake whether it is fishing or just cruising around!

Angela Ballman

Loan Officer Assistant

I have been in the mortgage business for 5 years and have also worked in the real estate business! I enjoy helping clients obtain their dream home! I love working with clients and helping them achieve their goals. My number one priority is helping clients through the process and answer any questions they may have. In my spare time I love to read, be outside and hang out with my dog!

Kayleigh Del Terzo

Loan Officer Assistant

Much of my professional background is in the banking industry. I started in retail banking and for over 8 years I enjoyed every minute of it. In 2013, I decided to get into the mortgage side of things. When I decided to make the switch, I was looking to get a more one-on-one experience with the clients I work with on a daily basis. I love being there for a client and helping them purchase a home is both exciting and challenging. No two loans are alike and that keeps things exciting.

What People Are Saying About Our Team

"Hudson held our hands from start to finish through the complexities of buying a new home. We were downsizing from a home we'd lived in for 30 years to better fit our needs, as seniors. We also hoped to get a VA mortgage, which is not easy in today's market. Hudson made it all happen. Early on, he called to tell us it looked like the interest rate was unexpectedly going up and we should lock in at the current rate. He saved us thousands of dollars! Thanks, Hudson and your great team."

Linda A

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"Hudson was able to help me get my loan processed even though there were a few hurdles. He is very knowledgeable and willing to go the extra mile to make things happen. I felt like Hudson was very available. He almost always answered the phone when I called or responded to emails quickly. I was never waiting for a response from him or the rest of the staff. Very great experience!"

Shawna S

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"From start to finish, Hudson made the experience smooth and painless. It was a long process for us and also a big hiccup. Hudson was there for us through it all and we couldn’t be happier!"

Helana C

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Want your free guide to our mortgage loan process?

The mortgage loan process can seem complex. Luminate and Hudson Murphy want to ensure you feel educated as you move through the process. This resource packet will outline the steps you will take with Luminate as you work towards your mortgage loan.

And the best part? It's free for you to download any time! Simply input your info below to get access.

Contact Us

Luminate Home Loans, Inc.

14300 Nicollet Ct #300

Burnsville, MN 55306

Let's Talk

Contact Us

Meet Our Team

"Hudson and his team were great to work with and made our experience very pleasant. There was a continuous 2-way communication flow throughout the entire process and we felt that our needs and best interest were kept in mind at all times."

Hudson Murphy

Branch Sales Manager

Angela Ballman

Loan Officer Assistant

Kayleigh Del Terzo

Loan Officer Assistant

What People Are Saying About Our Team

"From start to finish, Hudson made the experience smooth and painless. It was a long process for us and also a big hiccup. Hudson was there for us through it all and we couldn’t be happier!"

Want your free guide to our mortgage loan process?

Contact Us

Luminate Home Loans, Inc.

14300 Nicollet Ct #300

Burnsville, MN 55306