Get Up To

$29,000

in down payment assistance with

LUMINATE HOME LOANS

2024 WISH GUIDELINES


  • Must be a First Time Home Buyer*
  • 4:1 Match Up to $29,000
  • Contribution can come from gift funds or your bank account
  • Available for Conventional, VA, and FHA financing
  • Financing Borrower must complete certified First Time Home Buyer counseling class (certificate required) WISH Enrollment
  • Luminate Home Loans Pre-Approval is valid for 12 months while you shop for your home


*Fill out the form below for other loan programs available even if you're not a first-time homebuyer.

See if You're Eligible for a Down Payment Assistance Program

Fill out our below form to the best of your ability, and someone from Luminate will be in touch with you about your pre-qualification.

Contact Us

Skip the wait and Apply Now instead!

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